Insurance products are issued by Vero Insurance Limited ABN 48 005 297 807.  Travel Money products are issued by Travelex Limited ABN 36 004 179 953 AFSL No. 222444, or may arrange the issue of the products with the relevant product issuer.  Commission charges may be payable on certain transactions. Bank of Queensland may receive a commission for insurance or Travel Money products issued. Other products issued by Bank of Queensland Limited ABN 32 009 656 740 AFSL 244616.  Fees and charges are payable.  Standard credit assessment criteria apply.  This website contains general advice.  This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Product Disclosure Statement, terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch.
Macquarie Bank Limited ABN 46 008 583 542 (the Lender) is the lender under the Bank of Queensland Margin Loan.  Bank of Queensland Limited ABN 32 009 656 740 (Bank of Queensland) does not guarantee or otherwise support the Lender’s obligations under the Bank of Queensland Margin Loan and Security Agreement.  Bank of Queensland distributes the Bank of Queensland Margin Loan under an agreement with the lender. Wealth advice is provided by Genesys Wealth Advisers Ltd, ABN 20 060 778 216, Australian Financial Services Licence No. 232686, principal member for the Financial Planning Association.